We don’t often think about our health unless we’re sick or injured. However, when we need to be healthy, we often depend on health insurance, you know those non-emergency services—like specialist visits, prescription coverage, and hospital stays—to get us back into tip top shape. Plus, one doesn’t want to risk being put in debt for the rest of their lives from a bike accident or a trip and fall down the stairs.
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So regardless of if you’re selecting health insurance coverage for work or personal health, here are nine factors to keep in mind…
1. Employer’s Plans are Not Always Best
Even if your employer offers health insurance coverage under an employee plan, it might not be the best option for you. Remember, in our “one size fits all” society, you may have a pre-existing health condition that’s not benefited from the coverage on an employee plan. Make sure to look at the small print.