It’s a reality that not all holidays are fa-la-la-la-la festive! For many the mounting financial, emotional, and physical stresses of the holiday season start to weigh us down faster than Santa Claus’ jam-packed sled as early as mid-November.
If the anxiety of the pending holiday season is turning you a little Grinch-like, don’t fret, think of the following eight coping mechanisms as friendly little elves who can help lower the seasonal sorrows and dial up the holiday cheer…
1. Build a Holiday Budget
It shouldn’t surprise you one bit that money is the major stress factor for two-thirds of U.S. Individuals. According to research from the American Psychological Association, finances are top of mind come November 1st each season, and credit card debt is the number one stressor leading into the New Year.
To avoid starting a New Year stressed out about money and in the red—set a strict budget for holiday shopping (including presents, decorations, food, and travel) and stick close to it so you don’t end up on Santa’s naughty list.